Mr. Zhu on AI

From Passive Trust in the Age of Credit to Active Review in the Age of Verification Core thesis: One of the most important institutional questions of the AI era is whether human beings, when facing AI judgment, AI execution, and AI power, still retain the right to verify. Whoever bears the consequences of AI results […]

Six Core Layers and Three Modes of Verification In the previous articles, we moved from verifiable finance to verifiable execution, and then further to verifiable cognition and verifiable thinking. Verifiable finance asks whether key financial facts can be continuously verified. Verifiable execution asks how evidence should be preserved once AI enters the realm of action.

This article is a conceptual extension of The Revolution from Double-Entry Bookkeeping to Verifiable Finance. It is also a summary of our previous discussions on verifiable finance, verifiable execution, verifiable cognition, and the transition from trust to verification. The AI age requires a new system of checks and balances. The underlying method of that system

From Verifiable Finance to Verifiable Cognition Introduction: The Problem Comes from Practice, Not from Conceptual Abstraction For a systematic discussion of verifiable finance, readers may refer to From Double-Entry Bookkeeping to Verifiable Finance and the related serial articles in this magazine. Recently, a reader asked me: Why are you able to write so many original

From the industrial age to the AI+Crypto era, a transformation unseen in three hundred years has emerged. Why? Because the underlying logic has changed. In the industrial age, credit was produced mainly through trust. In the AI era, credit will increasingly be produced through verification. This may not be self-evident at first, but once stated,

— The Fourth Element of AI, Verification Standards, and Institutional Constraints on Unaccountable Technological Power June 13, 2026 Core thesis: The first three elements of AI—computing power, algorithms, and data—determine capability. The fourth element, “verification,” determines to whom that capability belongs, whom it serves, and by whom it is constrained. Open source can improve transparency,

The Execution Plan as a New Unit of Authorization in the AI Era: A Financial Perspective I. The Core Question: The Authorization Order for Complex Tasks Human-AI collaboration in the AI era cannot be understood only through the model of “humans give commands, AI executes.” For deterministic problems, that model still works. But for complex

From Job Replacement to the Factual Foundation of Verifiable Finance If verifiable finance itself could be replaced by AI, then the theoretical foundation established in From Double-Entry Bookkeeping to Verifiable Finance would be shaken. Therefore, we must examine the question step by step: what exactly can AI not replace? I. The Question Is Not Which

— From the Revaluation of Productivity to the New Knowledge Structure of AI+Crypto This article is an extension of From Double-Entry Bookkeeping to Verifiable Finance. It explains how changes in production relations affect economists who seek to explain the future. AI is not an ordinary bubble, but a productivity revolution that may coexist with localized