Building on the previous article, The New Era of Intangible Assets: Evaluating TrumpCoin, Celebrities, Political Parties, and Nations, we observe that celebrities, political parties, and even nations have already entered the crypto market, possessing investment value. In the Web3-driven new market era, these large-scale intangible assets require their own “investment bank,” distinct from traditional investment firms like Warren Buffett’s Berkshire Hathaway or BlackRock. Instead, it focuses on the valuation, investment, and marketization of digital assets.
Traditionally, celebrities’ intangible assets have been difficult to quantify and trade. However, the emergence of the Crypto Investment Bank (CIB) presents a possible method to financializethese assets and establish scientific valuation standards.
1. Definition and Business Model of the Crypto Investment Bank
Concept
Traditional investment banks focus on investing in stocks, bonds, and companies, whereas Crypto Investment Banks specialize in the cryptocurrency market, particularly in Meme Coins, Celebrity Coins, and Political Financialization Tokens.
A significant portion of digital currencies can still be valued using traditional investment bank methods. However, meme coins and similar assets represent intangible assets. In the modern economy, intangible assets intuitively hold significant value, yet there is no precise measurement of their true scale. Are Meme Coins and Celebrity Coins a new method for measuring intangible assets?
Business Model
Meme Coin & Celebrity Coin Investment Banking: Creating the “BlackRock of Crypto”
- Establish Crypto Venture Capital Funds, investing in high-potential celebrity coins, community tokens, and DAOs (Decentralized Autonomous Organizations).
- Incubate Meme Coin projects, helping businesses, celebrities, impactrs (KOLs), and politicians create their own tokens, monetizing their personal brand assets.
- Operate a Crypto Index Fund, such as the Celebrity Coin Index (CCI), which tracks the market value growth of all celebrity coins to provide investors with trading references.
Political Financialization: How Crypto Investment Banks Empower Politics
- Support politicians in campaign fundraising through crypto, offering fund management and market promotion services.
- Invest in politicians, media, and Web3 social platforms to build a “decentralized political finance alliance.”
- Launch a Political Crypto ETF, tracking politically-related crypto assets to establish a decentralized political finance asset pool.
Crypto Market Making
- Just as traditional investment banks provide liquidity for stock markets, Crypto Investment Banks can serve as Market Makers in the crypto space, enhancing market depth.
- Utilize algorithmic trading, quantitative investment strategies, and create new liquidity tools, such as:
- Staking and Lending: Users can stake meme/celebrity coins and borrow stablecoins.
- Derivatives Trading: Introduce options and futures for celebrity coins, expanding market size.
2. Valuation Models for Celebrity Meme Coins
Traditional Assets vs. Celebrity Coin Valuation
| Asset Type | Valuation Method | Example |
| Traditional Stocks | P/E Ratio, DCF (Discounted Cash Flow) | Apple, Tesla |
| Venture Capital | Market Share, Growth Rate | OpenAI, SpaceX |
| Celebrity Coins | Impact, Social Engagement, Political Capital | TrumpCoin ($TRUMP), MuskCoin ($ELON) |
Unlike traditional companies, which rely on profitability, celebrity coins depend on brand value and fan consensus:
- Social Media Impact (followers, engagement rate)
- Community Strength (size, mobilization capacity)
- Market Impact (ability to impact policies and market trends)
- Political Capital (capacity to sway votes, direct capital flow)
- Non-trading monetization ability (brand endorsement revenue, token-based investments)
Creating a New Asset Class
Just as traditional investment banks value stocks, Crypto Investment Banks can develop methods for valuing celebrity coins by examining:
- Social Media Data: Activity levels on platforms like X (formerly Twitter), Instagram, YouTube.
- Community Consensus: Using Web3 voting mechanisms (DAOs) to assess legitimacy.
- Community Strength: Evaluating size and mobilization power.
- Market Transactions: Analyzing liquidity, number of token holders.
3. Crypto Investment Banks vs. Traditional Investment Institutions
| Dimension | Traditional Investment Firms (e.g., BlackRock) | Crypto Investment Banks (Future Model) |
| Investment Targets | Stocks, Bonds, Real Estate | Celebrity Coins, Meme Coins, Political Tokens |
| Valuation Methods | Cash Flow, P/E, P/B | Impact, Social Data, Consensus Level |
| Business Model | Investing in businesses for profit | Investing in personal brands, monetizing intangible assets |
| Liquidity | Market hours restricted | 24/7 Crypto Market |
| Investment Strategy | Institution-led | Community-led (DAO + DeFi) |
Core Difference: Crypto Investment Banks focus not on companies, but on people!
4. Potential Challenges and Solutions
I. Challenge: Market Bubble and Excessive Speculation
Risks:
- Too many celebrity coins may lead to a market bubble burst.
- Some celebrity coins lack real-world applications and are purely speculative.
Solutions:
- Establish a Meme Coin Index to track the health of the market ecosystem.
- Introduce a Meme Coin Rating Systemto ensure investors receive reliable information.
II. Challenge: Regulatory Issues
Risks:
- Governments may impose restrictions on political figures using cryptocurrencies for fundraising.
- Securities regulators (e.g., SEC) may intervene in the meme coin market.
Solutions:
- Implement DAO governance to decentralize management and reduce the legal risks of a single entity.
- Achieve regulatory compliance by registering investment bank entities in crypto-friendly jurisdictions such as Singapore or Dubai.
III. Challenge: Uncertainty in Celebrity Impact
Risks:
- A celebrity’s public image may collapse, causing their token’s value to plummet.
- Impact is difficult to stabilize and quantify.
Solutions:
- Index-based investment to reduce the impact of a single token.
- Utilize smart contracts to automatically adjust token prices(e.g., token burn mechanisms).
IV. Conflict Between Centralized Celebrity Coins and Community Theory
The governance model of celebrity meme coins currently conflicts with decentralized community theory:
- Meme coins rely on celebrity impact, which is inherently centralized.
- Decentralized governance emphasizes consensus mechanisms and token-holder voting.
Some meme coins, such as SHIB, have started adopting DAO and community voting modelsto transition towards decentralized governance.
To escape the “hype-crash” cycle, meme coins must gradually incorporate:
- DAO mechanisms
- Transparent community governance
- Long-term incentive models
These measures will increase the credibility of projects and provide long-term confidence for investors. Otherwise, these coins will remain highly centralized, prone to celebrity impact, and fundamentally misaligned with true community governance principles.
5. Future Trend: Financialization of Meme Coins
In the future, Crypto Investment Banks may reshape the global investment landscape:
- Personal brands will become tradable assets, and everyone’s impact will hold market value.
- Traditional financial capitalism will shift toward “Human Capitalism.”
- Investment will no longer focus solely on businesses but also on “impact.”
If this model succeeds, we might see:
- Trump Coin, Musk Coin, and similar assets becoming mainstream investment classes.
- Major institutions like BlackRock and JPMorgan investing in celebrity coin markets.
- “Impact” replacing traditional GDP as a key metric of national power.
If this trend continues, future investment logic will no longer be solely based on company profits but will also include impact and consensus value. This will ensure sustainable profitability and accurate project valuation.
6. DW20’s Value and Positioning in Crypto Investment Banking
DW20 is a steadily growing stable coin developed based on Bitcoin’s principles. Its goal is to solve Bitcoin’s lack of a valuation benchmark and provide a recognized market reference standard. Unlike traditional stable coins (e.g., USDT, USDC), DW20 is not pegged to fiat currency but instead relies on the POP (Proof of People) algorithm and the value mechanism of the Non-Chain System.
I. DW20 as a Benchmark for Digital Asset Funds
Since DW20 grows in a decentralized manner and is progressively recognized by the market, it could become a standard unit for measuring market value, similar to how gold or Bitcoin is used to gauge market trends.
Within the Crypto Investment Banking system, DW20 can serve as a benchmark unit for calculating net asset value (NAV) in funds, enhancing the transparency and stability of fund investments.
II. Integration with the Non-Chain System as a Liquidity Tool for Funds
As DW20’s trading platform, the Non-Chain System could evolve into a DeFi (Decentralized Finance) fund management system, making DW20 the core asset within its ecosystem for:
- Fund allocation
- Collateralization
- Liquidity provisioning
For example, a fund could hold DW20 and allow investors to subscribe and redeem fund shares using DW20, eliminating reliance on traditional fiat currency transactions.
III. DW20 in Crypto Investment Portfolios
Based on the Crypto Investment Bank concept, DW20 can serve as:
- A stable investment asset in crypto investment banking, functioning as a “risk-free yield” asset in the crypto market.
- A market-making tool, enhancing liquidity within the Crypto Investment Bank ecosystem by being used in derivatives trading, staking, and lending markets.
IV. Mitigating Bitcoin’s Market Volatility
Bitcoin’s high volatility makes it unsuitable as a stable investment asset. However, as DW20 grows, it could provide a more stable hedging tool.
For example, funds could convert a portion of their Bitcoin holdings into DW20 to reduce risk exposure.
7. Future Prospects for DW20
I. Establishing a New Asset Class Through Crypto Investment Banking
DW20, as a representative of a new asset class (steadily growing stable coin),could become a fundamental financial tool in Web3.
Example: The creation of a DW20 Index Fund to track DW20’s market performance and allow investors to participate in its ecosystem through index funds.
II. Achieving Regulatory Compliance for Entry into Mainstream Financial Markets
In the future, DW20 could explore legal compliance strategies (such as registration in the U.S. or China) to expand into mainstream financial markets and collaborate with traditional financial institutions.
III. Collaborating with Celebrity Meme Coins and Web3 Communities
DW20 can also become a benchmark asset for celebrity coins or community tokens, providing a stable value anchor for the meme coin market. Alternatively, DW20 could accept celebrity coins as strategic shareholders through token exchanges.
For example, DAO organizations could adopt DW20 as a primary trading currency, enhancing market stability.
8. Conclusion
As an innovative stable coin, DW20 can play a crucial role in Crypto Investment Banking and the broader crypto financial system by:
- Becoming a benchmark for digital funds, offering a stable market reference.
- Serving as a core trading asset in the Chainless System, driving ecosystem development.
- Enhancing liquidity within Crypto Investment Banking portfolios.
- Reducing Bitcoin’s volatility by providing a hedging tool.
- Supporting DAO and DeFi ecosystems, empower the Web3 economy.
If DW20 successfully integrates into DeFi, DAO, and Crypto Investment Banking, it could become an essential component of the future Web3 financial system, truly fulfilling its role as a “market benchmark.”
